Small & Medium Business Financing is a science and art, which we perfected through our professional knowledge and many years of experience. We strive to get your funds fast and easy.
We are well connected to many reliable financing sources in Canada & the USA and able to procure the needed funding for many small & medium businesses, whatever the requirement be. 

When banks say NO, we say YES!
Traditional financing sources like banks avoid short term and small amount business loans, as they don’t attract enough revenue to cover the cost of doing business. But for alternative/private lenders focused on small business, will be able to provide many different small business funding options, tailored to the need. This helps both, the lender & the borrower, to grow and prosper. 

Multiple options for you to click & get your money !

  • Business Term Loan 
  • Refinancing a Business Loan
  • Flexible funding Option 
  • Working Capital 
  • Business Line of Credit
  • Merchant Cash Advance 

 And any other on request ………
Main areas of request for finance are:
1. To open a new business or buy-out an existing one
2.  Businesses looking to open in another location
3.  For purchase of equipment, furniture, supplies or new inventory
4.  To upgrade to new technology or for advertising & marketing to fuel growth and revenue
 5.  For renovation & expansion of business
6..  Need for additional cash-flow during seasonal rush or slowdown
7.  Additional working capital
Business Term Loan              $ 5,000 to $ 500,000
With our years of experience & knowledge it’s quick and easy to get in 3 – 5 days, the Secured or Unsecured (no collateral security) Loan amount for a fixed-term period.  Variety of options and competitive rates available to choose from and we’ll work with you to obtain one tailored to your need. 
As we noticed many business owners funding requirement differs from others, we welcome to hear your specific need in the short form provided for us to act on.

Refinancing a Business Loan               –  Any amount can be done
Replace the existing business loan with a new one, usually a higher amount, that pays off old loan outstanding. By this exercise, the new loan will have better terms and improve the financial management of the business. Also improves the credit worthiness of the business.

  • May help to get better interest rate
  • More extended term to repay
  • Additional amount received to improve cash-flow
  • Help to maintain credit standing & better financial management

 Flexible Funding Option              $ 5,000 to $ 500,000
This is available on the sale of future account credit or debit receivables. Mainly based on daily credit/debit cards sales turnover.  Repay a percentage based on daily sales, till the facility outstanding is cleared.  The key is, no fixed time period is set to close or exit from this facility without penalty.

Working Capital
Small business working capital available from $ 5,000 to $ 50,000.
Every business owner understands well the importance of having a working capital funding arrangement in place. It’s like having a battery power pack at hand. This helps the small business to get going in daily operational needs and enable to stay healthy with good credit standing.

Business Line of Credit              $ 5,000 to $ 300,000
This gives access to working capital with flexible operation, without having a term loan.
With a business line of credit, can draw as maximum or as little as needed.   Without exceeding the limit, have the flexibility to draw and repay as many times, like operating a bank’s current account; as long as the business performs the same way or better than the time the business line of credit was approved.


  • With minimal documentation & less hassle can get Business LoC from $5,000 to $ $300,000
  • Unlimited cash advances till the approved credit limit (no need to reapply)
  • Optional loan protection plans to cover payments during financial crises
  • Courtesy payment extensions (if there’s a valid reason for insufficient funds)
  • No fixed payment amounts and interest is only charged on what been borrowed
  • At any time, without penalty, may repay all LoC amount and close the account.

Merchant Cash Advance (MCA)               $ 3,000 – $ 500,000
Lump-sum capital is exchanged against assessed future sales income of a business.  This means the business gets lump-sum working capital now and the financier gets in regular installments (could be on daily basis) a percentage of sales receipts, mainly by credit cards payments, till the purchased future sales amount is paid-off.   Fixed or flexible repayment schedule available and there’s no fixed term to pay-off.  Of course, the business owner should keep in mind there’ll be reduction in cash-flow during this period of such payment. 
Businesses averaging a minimum sales amount of $ 7,500 per month for the last 3 months may qualify for MCA funding, which could be 70 – 120 % of assessed amount.   The lump-sum capital amount could be from $3,000 to $ 500,000, dependent on sales volume and need of the business.
As every small & medium business has their own unique requirement, we are not in a position to list all financing options here, Therefore, request you to send us your funding need in the short form provided. We’ll do our best to get you the tailored solution as desired, at no cost or obligation. 
You’ll be surprised to experience our fast, efficient service and the competitive terms & rates offered.  

Preliminary Application Form